Household savings as crucial investment resource
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Abstract
In article the essence of personal savings, and also a role of commercial banks as basic financial intermediaries between savings and investments into real sector of economy in the conditions of developing market economy is analyzed. Problems which the commercial bank in the course of attraction of personal savings as a basic element of the involved resources of bank faces are investigated. Achievements and lacks of a deposit policy of bank on an example of bank system of Byelorussia, and also criterion of its optimization are defined.
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